Videos for Note Holders

Short, straight-talking videos on what your seller financed mortgage note is worth and how the selling process actually works — with full transcripts on every page. Learn how to sell mortgage note payments, what buyers look for when they buy mortgage notes, and the answer to “Should I sell my mortgage note?”

Moxxie Asset Group:
THE Source for Seller Financed Note Education

Illuminating the Blind Spots of Your Seller Financed Note Journey

Dawn Bearden of Moxxie Asset Group explaining how to sell an owner financed mortgage note for the highest price4:35
Building A High Value Note

Sell Your Owner Financed Mortgage Note For The Highest Price

Want the most money when you sell? Dawn explains the risk factors that actually drive your note’s price — from borrower credit and down payment to owner occupancy — and what you can do right now.

Dawn Bearden of Moxxie Asset Group explaining how state foreclosure laws affect the price of an owner financed mortgage note3:52
State Guide

How State Foreclosure Laws Affect The Price Of Your Owner Financed Mortgage Note

The state your property sits in can change how your note gets priced. Dawn explains why foreclosure timelines matter, which states move fast or slow, and why borrower risk matters even more.

Dawn Bearden of Moxxie Asset Group explaining how a partial mortgage note sale can net more money than a full sale3:35
Selling Tips

Partial Vs Full Mortgage Note Sale: How To Get More Money

Need cash but not the whole note? Dawn explains how a partial note sale works, why it often prices higher than a full sale, and how selling your note in stages can net you more money overall.

Dawn Bearden of Moxxie Asset Group explaining how to increase the value of a seller financed mortgage note6:27
Note Basics

How To Increase The Value Of Your Seller Financed Mortgage Note

Your note’s value isn’t locked in at closing. Dawn walks through what to do before and after you close — from an RMLO and a lender’s title policy to payment history, borrower credit, and property value.

Dawn Bearden of Moxxie Asset Group explaining why a seller financed mortgage note offer is less than the unpaid principal balance3:55
Note Basics

Why Is My Seller Financed Mortgage Note Offer Less Than My Note’s Unpaid Principal Balance?

Your offer came in below what’s still owed? Dawn explains why: the interest rate covers the time value of money, and the discount covers risk — less risk, smaller discount. Includes a real $100,000 note example.

Dawn Bearden of Moxxie Asset Group explaining how to sell a wraparound mortgage note4:19
FAQ Answers

Can You Sell A Wraparound Or Wrap Mortgage Note?

Wraparound notes are sellable — but a note buyer has to verify two loans instead of one. Dawn explains how wrap notes work, the due-on-sale question, and why the underlying lien gets paid off first.

Dawn Bearden of Moxxie Asset Group explaining the Texas SAFE Act rules for creating seller financed mortgage notes3:27
State Guide

The Texas Rule That Could Turn Your Seller-Financed Mortgage Note Creation Into A Crime — SAFE Act

Create more than three seller finance notes in Texas in 12 months without an RMLO license and you could face penalties — and a note that’s hard to sell. Dawn explains the SAFE Act limit, the affiliated-owner rule, and the exemptions.

Dawn Bearden of Moxxie Asset Group explaining the company’s education-first approach for seller financed note holders2:17
About Moxxie

Moxxie Asset Group — Founded On Education for Seller Financed Mortgage Note Creators and Holders

30+ years of combined experience in all 50 states, built on one foundation: education. Dawn explains why the state your property is in — judicial vs. non-judicial foreclosure — can affect your note’s price.

Dawn Bearden of Moxxie Asset Group explaining how Moxxie helps seller financed note holders at every stage1:55
About Moxxie

Creating, Holding, Inherited or Selling a Seller Financed Note? How Moxxie Helps at Every Stage

About to seller finance, holding a note, inherited one, or wondering what it’s worth? Here’s a taste of how Moxxie helps at every stage — from pulling borrower credit to seasoning, servicing, and valuation.

Dawn Bearden, Senior Note Analyst at Moxxie Asset Group, welcoming seller financed mortgage note holders1:59
About Moxxie

Welcome To Moxxie Asset Group — Your Seller Financing Note Advisors at Every Stage

Whether you’re creating a note, holding one today, or ready to sell, Dawn explains how Moxxie guides you at every stage — plus how to grab the FREE Note Holder’s Handbook and free note tips.

Dawn Bearden of Moxxie Asset Group explaining how to sell a private or seller financed mortgage note step by step5:19
Selling Tips

How To Sell A Private or Seller Financed Mortgage Note: A Step By Step Guide

From the first conversation to funds in your bank account, Dawn walks through every step of selling a private or seller financed mortgage note — and what to expect along the way.

Dawn Bearden of Moxxie Asset Group explaining a full sale versus a partial sale of a seller financed mortgage note3:10
Selling Tips

What Is The Difference Between A Seller Financed Mortgage Note Full Sale Vs A Partial Note Sale?

Do you have to sell your whole note? Dawn explains the difference between a full sale and a partial sale — and why some note holders sell just a set number of payments.

Dawn Bearden of Moxxie Asset Group explaining what documents you need to sell a seller financed mortgage note3:08
Selling Tips

What Documents Do You Need To Sell A Seller Financed Mortgage Note?

You don’t need any documents for a free note review. Dawn explains exactly which documents you’ll need once you accept an offer — and why organized paperwork speeds up funding.

Dawn Bearden of Moxxie Asset Group explaining how to sell an owner financed mortgage note fast3:30
Selling Tips

How To Sell Your Owner Financed Mortgage Note Fast — What Actually Controls Your Closing Timeline

Your closing timeline is up to your file, not the buyer. Dawn walks through the five things that put you on the fast track — and the honest truth about what slows a note sale down.

Dawn Bearden of Moxxie Asset Group explaining how to sell a seller financed mortgage note in Texas3:46
State Guide

Selling Your Seller Financed Mortgage Note In Texas

Texas is the largest private mortgage note market in the country. Dawn explains why that scale, a fast foreclosure process, and a well-built note can mean a stronger offer for Texas note holders.

Dawn Bearden, founder of Moxxie Asset Group, introducing herself in her office with an ocean view4:28
About Moxxie

Meet Dawn — The Senior Note Analyst, Seller Financing Advisor and Creator Of Moxxie Asset Group

Thirty years as an eye doctor, thirty years in real estate investing, and seller finance notes since 2000. Dawn shares why she built Moxxie on one idea: education first — clear, simple, and relatable.

Dawn Bearden of Moxxie Asset Group explaining why to pull your borrower's credit before seller financing a property3:43
Building A High Value Note

Why It Is Important To Pull Your Borrower’s Credit Before Selling Your Property Using Seller Finance

When you seller finance, you become the bank — and a bank would never skip the credit check. Dawn explains why “I know this person” isn’t enough, how an RMLO handles it, and how solid credit protects your note’s value.

Dawn Bearden of Moxxie Asset Group explaining six costly mistakes to avoid before creating a seller financed mortgage note4:49
Building A High Value Note

Stop! Read This Before You Seller Finance Your Property — 6 Costly Mistakes To Avoid

How you structure a note before you close determines how safe your payments are — and what the note is worth later. Dawn walks through the six most common mistakes note creators make, from skipping credit checks to using the wrong title policy.

Dawn Bearden of Moxxie Asset Group explaining why borrower credit affects seller financed mortgage note value1:04
Note Basics

How Important Is Your Borrower’s Credit When You Are Selling Your Seller Financed Mortgage Note?

Your borrower’s credit is about 40% of the grade when a note buyer prices your note. Dawn explains why 650 is the number to watch — and why you should always pull credit before you close.

Dawn Bearden of Moxxie Asset Group explaining how seller financed mortgage notes are priced1:14
Note Basics

How Are Seller Financed Mortgage Notes Priced?

Note pricing comes down to one thing — risk. Dawn walks through the four factors that move your note’s value most: borrower credit, down payment size, interest rate, and term length.

New videos are added regularly — note pricing, paperwork, partials, and state-specific answers.
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