Resources for Note Holders
Practical guides written for private mortgage note holders — no jargon, no sales pitch. State law breakdowns, selling tips, and everything in between.
How to Increase the Value of Your Seller-Financed Mortgage Note
Practical steps note holders can take — before and after closing — to maximize what a note buyer will pay. Covers what should have been done at closing, what you can still do now, and why getting a professional evaluation before selling matters.
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250 Years Ago Americans Fought For Freedom. Your Note Can Fund Yours.
Happy 250th Birthday, USA. We celebrate 250 years of American freedom — and 250 years of seller-financed mortgage note creation.
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Demystifying the Step-by-Step Process of Selling Your Seller-Financed Mortgage Note
From initial note evaluation through due diligence and closing — exactly what happens at each stage, in plain language.
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How to Get Premium Pricing When Creating a Seller-Financed Mortgage Note
Selling a property with owner financing? The decisions you make at closing directly determine what your note is worth later.
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The Silent Note Killer Most Note Holders Never See Coming
Your note can lose significant value even when payments are arriving on time. How borrower credit erosion silently affects what your note is worth.
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How to Sell Your Owner Financed Mortgage Note in Texas — A Complete Guide
Texas leads the nation in seller-financed note creation. Learn how deed of trust law, the SAFE Act, and Chapter 5 affect your note's value.
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Selling a Seller Financed Note in North Carolina — Deed of Trust Law & What Your Note Is Worth
NC is a deed of trust state with non-judicial foreclosure — which makes notes more attractive to buyers.
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Georgia Mortgage Note Holders: What Your Security Deed Note Is Worth and How to Sell It
Georgia uses security deeds — not deeds of trust — making it unique among note states. Learn how OCGA § 44-14-161 affects your note.
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Selling a Seller Financed Note in Washington State — RCW 61.24, Anti-Deficiency & Note Value
Washington's strong anti-deficiency laws and ~190-day non-judicial foreclosure process make WA notes highly marketable.
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5 Mistakes Note Holders Make When Selling a Mortgage Note
Accepting the first offer, misreading your state's instrument type, walking away when you hear the discount — these are the mistakes that cost note holders real money.
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Does My Borrower Have to Consent to a Note Sale?
Your borrower cannot block a note sale — and doesn't need to give permission for a credit check. Here's what the law actually says about borrower consent.
Read the Guide →How to Increase the Value of Your Seller Financed Mortgage Note
Most note holders think their note's value is locked in at closing. It's not. Here's what you can do — before and after — to maximize what your note is worth.
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How to Sell Your Owner Financed Mortgage Note in Florida — A Complete Guide
Florida is a mortgage state with 400+ day judicial foreclosure. Here's how that affects your note's value — and what Moxxie's local Fort Lauderdale team can do for you.
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How to Sell Your Owner Financed Mortgage Note in Oregon — A Complete Guide
Oregon is a deed of trust state. Learn Oregon foreclosure law, what affects your note's value in Portland and Salem, and the step-by-step selling process.
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How to Sell Your Owner Financed Mortgage Note in California — A Complete Guide
California mortgage note law, deed of trust basics, what affects your offer, and the step-by-step process for selling your note in LA, San Diego, Sacramento, and all 58 counties.
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How to Sell Your Owner Financed Mortgage Note in Michigan
Michigan is a mortgage state with a unique land contract tradition. Learn how MCL 600.3201, the 6-month redemption period, and Detroit/Grand Rapids market conditions affect what your note is worth.
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Selling a Seller Financed Note in Arizona — ARS § 33-807, Trustee Sale Timeline, and What Your Note Is Worth
Arizona is a deed of trust state with one of the fastest non-judicial foreclosure timelines in the country. Learn how ARS § 33-807 shapes your note's value and how to sell your Arizona seller financed note for a lump sum.
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How to Sell Your Owner Financed Mortgage Note in Ohio — A Complete Guide
Ohio is a mortgage state governed by ORC § 2323.07. Learn how the judicial foreclosure process shapes your note's value and how to sell your Ohio seller financed note for a lump sum.
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Is It Legal To Sell a Seller Financed Mortgage Note?
The short answer is yes. Here is exactly what the law says — and what it means for you as a note holder.
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Why Is My Note Worth Less Than The Balance Owed?
It is the question every note holder asks. The answer involves the time value of money — and what you can do to close the gap.
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How Much Can I Get For My Seller Financed Mortgage Note?
Understand exactly what drives mortgage note value — payment history, borrower credit, interest rate, remaining balance, and more — so you know what your note is worth before you sell.
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Selling a Seller Financed Note in Tennessee — TCA § 35-5-101, Deed of Trust Foreclosure, and What Your Note Is Worth
Tennessee is a deed of trust state with one of the fastest non-judicial foreclosure timelines in the country. Understand how TCA § 35-5-101 shapes your note’s value and what Tennessee note buyers look for.
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Who Buys Seller Financed Mortgage Notes? What Every Note Holder Needs to Know
Not all note buyers are created equal. Learn the difference between wholesalers, brokers, and legitimate institutional buyers — and how to protect yourself before you sell.
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What Documents Do I Need to Sell My Mortgage Note? A Complete Checklist
Not sure what to gather before you sell? This complete guide covers the promissory note, mortgage or deed of trust, payment history, and what you actually need on day one.
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Partial Note Purchase vs. Full Sale: Which Is Right for You?
Most note holders think it's all or nothing. Learn the difference, see a side-by-side comparison, and explore five real scenarios to find out which option fits your goals.
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Florida, California, Arizona, Tennessee, and more are coming soon.
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