Sell Your Seller-Financed Mortgage Note in Memphis, Tennessee
Memphis has one of the most active investor and seller-financing markets in Tennessee. Shelby, Tipton, and Fayette counties generate significant private note volume. Tennessee's fast 40–45 day non-judicial foreclosure means better pricing for you as a seller. Call 954-466-7111 or request a free review below.
Memphis Sell Mortgage Notes — Seller-Financed & Owner-Financed Notes — What You Need to Know
Memphis and Shelby County have one of the most active investor and seller-financing markets in Tennessee. Shelby County, Tipton County, and Fayette County generate significant seller-financed note volume, particularly on investment properties and residential rentals. Memphis's affordable housing market makes seller financing a common and practical tool. Tennessee's fast non-judicial foreclosure (40–45 days) makes Memphis notes attractive to buyers nationally, which can translate to better pricing for sellers.
How to Sell Your Memphis Mortgage Note in 4 Steps
Gather Your Documents
Promissory Note, your Mortgage or Deed of Trust (depending on your state), and the closing statement from the original sale. Call 954-466-7111 if you need help locating them.
Request a Free Review
Submit your note details below for a free, no-obligation review. Click HERE to Request a FREE Note Review
Review Your Offer
Compare the purchase price and structure — full purchase, partial sale, or split buyout. No pressure to decide immediately.
Close & Get Paid
We handle underwriting, title check, and closing costs. Once documents are signed, funds are wired directly to your bank account.
We Buy Mortgage Notes Throughout Memphis & Surrounding Areas
Sell Your Mortgage Note in Memphis & Shelby County
Shelby County and Memphis proper — including Midtown, East Memphis, Whitehaven, Cordova, and Germantown — generate Tennessee's second-highest seller-financed note volume. Memphis's large investor community and affordable housing market create consistent demand for seller-financed notes on both investment and residential properties. Tennessee deed of trust notes in Shelby County are non-judicial, with foreclosure completed in as few as 40 days.
Sell Your Mortgage Note in Bartlett, Collierville & East Shelby
East Shelby County suburbs — Bartlett, Collierville, Germantown, and Arlington — generate seller-financed notes on higher-value residential properties. These suburbs' strong school systems and affluent demographics create well-collateralized notes.
Sell Your Mortgage Note in Millington, Munford & Tipton County
Tipton County — Millington, Munford, and Covington — generates seller-financed notes on residential homes and rural properties north of Memphis. Millington's NAS Memphis military installation creates consistent demand for residential seller financing.
Sell Your Mortgage Note in Collierville, Oakland & Fayette County
Fayette County — Collierville area (eastern), Oakland, and Somerville — generates seller-financed notes on rural land, acreage, and residential properties. Fayette County's rural character and growing suburban expansion create active seller-financing demand.
Don't see your area? We buy notes throughout all of Tennessee. Call 954-466-7111 or submit your note details below.
Request a FREE Note ReviewSeller-Financed Notes Go by Many Names in Memphis
Whether you call it a seller-financed note, an owner-financed note, or a private mortgage note — it's the same instrument and we buy them all. Tennessee note holders also hold mortgages, trust deeds, and land contracts. We buy all types.
Owner-Financed Mortgage Note
Same as a seller-financed note — the property seller acts as the bank, accepting monthly payments directly. We buy owner-financed notes throughout Memphis and all of Tennessee.
Private Mortgage Note
A privately held promissory note secured by real estate — not originated by a bank. Private mortgage notes in Memphis are fully transferable and regularly bought and sold.
We Buy Mortgages, Trust Deeds & Land Contracts
Sell your mortgage, deed of trust, or land contract for a lump sum. We buy all types of seller-financed instruments in Memphis — mortgages, deeds of trust, security deeds, and land installment contracts.
How to Get Competitive Quotes for Your Memphis Mortgage Note
Don't accept the first offer you receive. The difference between note buyers can be significant — getting multiple quotes is the single most important step to ensure you receive fair value for your Memphis note.
What to Submit for a Quote
- Current interest rate on your note
- Remaining balance
- Property address & type
- Original sale price
- Borrower payment history
- Type of instrument (Deed of trust)
Why Compare Offers?
Note buyers use different discount rates and underwriting criteria. One buyer's offer on your Memphis note can be 5–15% higher than another's. Comparing offers puts you in control and ensures you receive the best available price for your note.
Your Trusted Note Buyer — Free Memphis Note Review
Submit your Memphis note details for a free, no-obligation review. Call 954-466-7111 or use the form below.
Request a FREE Note ReviewTennessee Mortgage Note Law — What Memphis Note Holders Need to Know
Tennessee Note Law Summary
Tennessee uses deed of trust instruments and a fast non-judicial foreclosure process (typically 40–45 days under T.C.A. §35-5-101 et seq.). Memphis (Shelby County) note assignments must be recorded with the Shelby County Register of Deeds. Tennessee's fast foreclosure makes Memphis notes among the most attractive in the Southeast.
Documents Required to Transfer Your Note
- Original promissory note (wet-ink)
- Recorded Deed of Trust assignment
- Allonge or endorsement of the note
- Settlement statement / HUD-1 from original closing
- Payment history records
- Title insurance policy
This information is provided for educational purposes only and does not constitute legal advice. Consult a qualified attorney for guidance specific to your situation. Source: Tennessee Statutes.
Memphis Mortgage Note Holder FAQ
Can I sell my seller-financed mortgage note in Memphis?
Yes. Memphis has one of the most active investor and seller-financing markets in Tennessee. Whether your note is on a Shelby County investment property, a Tipton County residential home, or Fayette County land, Moxxie Asset Group can review your Memphis area note at no cost.
How does selling a mortgage note work in Memphis?
Tennessee uses deed of trust instruments. Transferring your Memphis note requires an endorsement of the promissory note and a recorded Assignment of Deed of Trust with the Shelby County Register of Deeds. Tennessee's fast 40–45 day non-judicial foreclosure makes Memphis notes attractive to buyers.
What types of Memphis notes does Moxxie buy?
We review notes on single-family homes, investment properties, multi-family, and commercial real estate throughout Shelby, Tipton, and Fayette counties.
Do I have to sell my entire Memphis note?
No. A partial note sale or split buyout is available for Memphis area note holders.
How much is my Memphis mortgage note worth?
Key factors are LTV ratio, seasoning, and interest rate. Memphis's affordable housing means LTV math is evaluated on local Memphis values. Tennessee's fast foreclosure is a positive factor. Call 954-466-7111 for a free review.
Find Out What Your Memphis Note Is Worth
Share a few details and we'll get back to you with a no-obligation review. Easy, free, confidential, and no commitment required.
Prefer to talk? Call us at 954-466-7111
No pressure or obligation offer · We Buy Notes Nationwide · Sell all or part of your note · Response usually within 1–3 business days