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Sell Your Mortgage Note in Savannah, Georgia

Savannah and Coastal Georgia — Chatham, Bryan, Effingham, Liberty, and Bulloch counties — are home to a growing number of owner-financed and seller-financed notes secured by historic, vacation, and investment properties. Georgia's fast non-judicial foreclosure (roughly 37 days) makes GA notes among the most attractive to buyers nationally — which means better pricing for you as a seller. When you sell mortgage note Savannah property owners trust, our team gives you a free, honest review. Call 954-466-7111 or request a free review below.

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Savannah, Georgia — lifestyle photo

Savannah, Georgia

Savannah Sell Mortgage Notes — Seller-Financed & Owner-Financed Notes — What You Need to Know

Savannah is the heart of Coastal Georgia's seller-financed note market, attracting retirees, second-home buyers, and investors drawn to the region's historic charm and coastal lifestyle. Chatham, Bryan, Effingham, Liberty, and Bulloch counties generate a steady flow of owner-financed and seller-financed security deed notes each year — many tied to vacation and investment properties. The growing Savannah metro, driven by Gulfstream Aerospace and the expanding Port of Savannah, along with military notes near Fort Stewart and Hunter Army Airfield, keep the local note market active. Georgia's fast non-judicial foreclosure process (roughly 37 days — one of the fastest in the nation, with no right of redemption after the sale) makes Georgia notes among the most attractive to buyers nationally — which typically means better pricing for sellers in the Savannah area. We review Savannah notes of all sizes — typically $100,000 and above — whether secured by a historic downtown property or a coastal investment home. If you're ready to sell mortgage note Savannah real estate secures, gather your mortgage or deed of trust (depending on your state) before contacting our team for a review.

Want a deeper look at Georgia mortgage note law, foreclosure timelines, and what affects your note's value? Read our complete guide: How to Sell Your Owner Financed Mortgage Note in Georgia — A Complete Guide → Or browse our full blog for more note-selling insights →

How to Sell Your Savannah Mortgage Note in 4 Steps

1

Gather Your Documents

Promissory Note, your mortgage or deed of trust (depending on your state), and the closing statement from the original sale. Call 954-466-7111 if you need help locating them.

2

Request a Free Review

Submit your note details below for a free, no-obligation review. Click HERE to Request a FREE Note Review

3

Review Your Offer

Compare the purchase price and structure — full purchase, partial sale, or split buyout. No pressure to decide immediately.

4

Close & Get Paid

We handle underwriting, title check, and closing costs. Funds are wired directly to your bank account 3–5 weeks when all documents are received and title is clear.

We Buy Mortgage Notes Throughout Savannah & Coastal Georgia

Sell Your Mortgage Note in Savannah & Chatham County

Chatham County — including Savannah and Pooler — generates the highest seller-financed note volume in Coastal Georgia. Historic Savannah properties, downtown investment homes, and Pooler's rapid growth near the Savannah/Hilton Head International Airport create steady owner-financing activity. Georgia uses security deeds (not mortgages or deeds of trust) for seller-financed transactions.

Sell Your Mortgage Note in Bryan County (Richmond Hill)

Bryan County — anchored by Richmond Hill — is one of the fastest-growing communities in Coastal Georgia, driven in part by proximity to Hunter Army Airfield and Fort Stewart. Seller-financed notes here often involve newer residential construction and investment properties.

Sell Your Mortgage Note in Effingham County (Rincon, Springfield)

Effingham County — including Rincon and Springfield — is a fast-growing suburban area northwest of Savannah. Lower property values and family-owned land make owner financing common, particularly on residential and small acreage properties.

Sell Your Mortgage Note in Liberty & Bulloch Counties

Liberty County (home to Fort Stewart) sees frequent military-related seller-financed notes tied to PCS relocations, while Bulloch County (Statesboro) — home to Georgia Southern University — generates notes on rental and investment properties near campus.

Don't see your area? We buy notes throughout all of Georgia. Call 954-466-7111 or submit your note details below.

Request a FREE Note Review

Free — No Obligation

Ready to Find Out What Your Note Is Worth?

Our team reviews your note and responds within one business day — no fees, no pressure, no obligation.

Request a FREE Note Review or call 954-466-7111

Why Savannah Note Holders Choose to Sell

Note holders in the Savannah and Coastal Georgia area reach out to our team for many reasons, including:

Retirement

Trading monthly note payments for a lump sum to fund retirement plans.

Estate or Inheritance

Inheriting a coastal property note and preferring a lump sum over years of collections.

Military PCS

Relocating from Fort Stewart or Hunter Army Airfield and wanting to simplify finances before a move.

Relocating North

Moving away from Coastal Georgia and wanting to cash out rather than manage a note remotely.

Cashing Out Appreciated Equity

Coastal Georgia property values have risen — many note holders want to capture that appreciation now rather than over time.

Seller-Financed Notes Go by Many Names in Savannah

Whether you call it a seller financed note, an owner financed note, or a private mortgage note — it's the same instrument and we buy them all. Savannah area note holders also hold mortgages, security deeds, and land contracts. We buy all types.

Owner-Financed Mortgage Note

Same as a seller-financed note — the property seller acts as the bank, accepting monthly payments directly. We buy owner-financed notes throughout Savannah and all of Georgia.

Private Mortgage Note

A privately held promissory note secured by real estate — not originated by a bank. Private mortgage notes in Savannah are fully transferable and regularly bought and sold.

We Buy Mortgages, Security Deeds & Land Contracts

Sell your mortgage, deed of trust, or land contract for a lump sum. We buy all types of seller-financed instruments in Savannah — mortgages, deeds of trust, security deeds, and land installment contracts.

Why Savannah Note Holders Choose Moxxie Asset Group

Selling a mortgage note is a one-time decision for most note holders. You deserve a buyer who is straightforward, experienced with Savannah notes, and focused on your outcome — not just a quick close at the lowest possible price.

We Know Savannah Notes

Our team understands the local Coastal Georgia market, the security deed structure used in this state, and what makes a note trade at full value. We review Savannah notes regularly and can give you an honest, informed assessment — not a lowball offer.

Honest, No-Pressure Process

Our team reviews your note and responds within one business day. We walk you through exactly how we arrived at our offer — no mystery pricing, no bait-and-switch, no pressure. If a full sale isn't right for you, we'll tell you. A partial note purchase may be a better fit.

Free Review — No Fees, Ever

There are no upfront fees, no application costs, and no obligation attached to your review. We cover our costs at closing — only if you decide to sell. Call 954-466-7111 or request your free review below.

Request a FREE Note Review

Georgia Mortgage Note Law — What Savannah Note Holders Need to Know

Georgia Note Law Summary

Georgia uses security deeds (not mortgages or deeds of trust). A security deed conveys legal title to the lender, enabling a fast non-judicial power-of-sale foreclosure — typically around 37 days — under O.C.G.A. §44-14-162, one of the fastest timelines in the nation, with no right of redemption after the sale. Savannah area security deed assignments are recorded with the Chatham County Superior Court Clerk (or the applicable county for surrounding areas).

Documents Required to Transfer Your Note

  • Original promissory note (wet-ink)
  • Recorded Security Deed assignment
  • Allonge or endorsement of the note
  • Settlement statement / HUD-1 from original closing
  • Payment history records
  • Title insurance policy

This information is provided for educational purposes only and does not constitute legal advice. Consult a qualified attorney for guidance specific to your situation. Source: O.C.G.A. § 44-14-162.

Savannah Mortgage Note Holder FAQ

Can I sell my seller-financed note in Savannah or Coastal Georgia?

Yes. Savannah and the Coastal Georgia region — including Chatham, Bryan, Effingham, Liberty, and Bulloch counties — generate a steady flow of owner-financed and seller-financed notes. Georgia's fast, roughly 37-day non-judicial foreclosure process (O.C.G.A. §44-14-162) is one of the fastest in the nation and there is no right of redemption after the sale, which makes Georgia security deed notes attractive to buyers — often meaning better pricing for Savannah area sellers. Our team can review your note at no cost.

Are vacation or second-home notes eligible?

Yes. Coastal Georgia's vacation and second-home market around Tybee Island, Richmond Hill, and historic Savannah generates many seller-financed transactions on investment and vacation properties. We regularly review and purchase notes secured by second homes, rental properties, and investment properties throughout the Savannah area.

What documents do I need to sell my Savannah mortgage note?

Start by gathering your mortgage or deed of trust (depending on your state), the original promissory note, and the closing statement from the original sale. Payment history and title insurance help speed up the review, but our team can guide you through locating anything you're missing.

Real Feedback From Real People

Testimonial from Sixto Velasco
★★★★★
“I highly recommend Dawn for her exceptional expertise in seller financed notes. She provided invaluable guidance, clarifying the process and offering insights into structuring deals for maximum return. Her assistance was clear, concise, and instrumental in structuring successful deals.”
Sixto Velasco Business Development Director, Americas — Sourceability Dawn’s Client
Testimonial from Brent Ufkes
★★★★★
“I was pleasantly surprised that you were willing to give me advice as a newer investor from an objective position trying to help me move forward. Free advice, no expectations, and a kind demeanor. You were knowledgeable, patient, and definitely have an abundance mindset!”
Brent Ufkes Real Estate Investor
Testimonial from Wayne Carson
★★★★★
“I had a very informative conversation with Dawn that will be extremely helpful in my journey as a real estate agent focusing on seller financing. Dawn is super knowledgeable in structuring seller notes so they can sell at top dollar. I highly recommend connecting with her.”
Wayne Carson RE/MAX Home Center & RE/MAX Legends

Find Out What Your Savannah Note Is Worth

Share a few details and we'll get back to you with a no-obligation review. Easy, free, confidential, and no commitment required.

Prefer to talk? Call us at 954-466-7111

No pressure or obligation offer  ·  We Buy Notes Nationwide  ·  Sell all or part of your note  ·  Response usually within 1–3 business days

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Moxxie Insider Note Tips

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