Sell Your Seller-Financed Mortgage Note in Los Angeles, California
Los Angeles County and greater Southern California — including Orange, Riverside, and San Bernardino counties — generate substantial seller-financed note volume, particularly on investment properties and multi-family units. We give you a free, honest review of what your LA area note is worth. Call 954-466-7111 or request a free review below.
Los Angeles Sell Mortgage Notes — Seller-Financed & Owner-Financed Notes — What You Need to Know
Los Angeles County and the greater Southern California region generate California's highest seller-financed note volume. California ranks 3rd in the nation with over 7,000 seller-financed notes annually, and LA and SoCal account for the majority. The region's high property values, large investor community, and inland markets where institutional financing is harder to obtain all contribute to significant private note creation. California requires a Seller Financing Disclosure Statement (Cal. Civ. Code §2956) for all seller-financed transactions involving 1–4 residential units.
How to Sell Your Los Angeles Mortgage Note in 4 Steps
Gather Your Documents
Promissory Note, your Mortgage or Deed of Trust (depending on your state), and the closing statement from the original sale. Call 954-466-7111 if you need help locating them.
Request a Free Review
Submit your note details below for a free, no-obligation review. Click HERE to Request a FREE Note Review
Review Your Offer
Compare the purchase price and structure — full purchase, partial sale, or split buyout. No pressure to decide immediately.
Close & Get Paid
We handle underwriting, title check, and closing costs. Once documents are signed, funds are wired directly to your bank account.
We Buy Mortgage Notes Throughout Los Angeles & Surrounding Areas
Sell Your Mortgage Note in Los Angeles & LA County
Los Angeles County generates California's highest seller-financed note volume. LA neighborhoods including San Fernando Valley, East LA, South LA, Compton, Inglewood, and the SGV (San Gabriel Valley) produce investment property and residential notes regularly. LA County's large and diverse investor community makes seller financing a common tool for both residential and investment transactions.
Sell Your Mortgage Note in Orange County
Orange County — Anaheim, Santa Ana, Garden Grove, and Irvine — generates seller-financed notes particularly on investment properties and residential homes. Orange County's high property values and large immigrant investor community create demand for creative financing options including seller-financed notes.
Sell Your Mortgage Note in Inland Empire (Riverside & San Bernardino Counties)
The Inland Empire — Riverside, San Bernardino, Ontario, Fontana, and Victorville — is one of California's most active seller-financed note markets. Inland California's more affordable housing prices relative to coastal LA make seller financing more common. We buy notes throughout Riverside and San Bernardino counties.
Sell Your Mortgage Note in Long Beach, Torrance & South Bay
The South Bay — Long Beach, Torrance, Carson, and Hawthorne — generates seller-financed notes on investment properties and residential homes. Long Beach's large port-area investor community and South Bay's diverse housing market create consistent private note activity.
Don't see your area? We buy notes throughout all of California. Call 954-466-7111 or submit your note details below.
Request a FREE Note ReviewSeller-Financed Notes Go by Many Names in Los Angeles
Whether you call it a seller-financed note, an owner-financed note, or a private mortgage note — it's the same instrument and we buy them all. California note holders also hold mortgages, trust deeds, and land contracts. We buy all types.
Owner-Financed Mortgage Note
Same as a seller-financed note — the property seller acts as the bank, accepting monthly payments directly. We buy owner-financed notes throughout Los Angeles and all of California.
Private Mortgage Note
A privately held promissory note secured by real estate — not originated by a bank. Private mortgage notes in Los Angeles are fully transferable and regularly bought and sold.
We Buy Mortgages, Trust Deeds & Land Contracts
Sell your mortgage, deed of trust, or land contract for a lump sum. We buy all types of seller-financed instruments in Los Angeles — mortgages, deeds of trust, security deeds, and land installment contracts.
How to Get Competitive Quotes for Your Los Angeles Mortgage Note
Don't accept the first offer you receive. The difference between note buyers can be significant — getting multiple quotes is the single most important step to ensure you receive fair value for your Los Angeles note.
What to Submit for a Quote
- Current interest rate on your note
- Remaining balance
- Property address & type
- Original sale price
- Borrower payment history
- Type of instrument (Deed of trust)
Why Compare Offers?
Note buyers use different discount rates and underwriting criteria. One buyer's offer on your Los Angeles note can be 5–15% higher than another's. Comparing offers puts you in control and ensures you receive the best available price for your note.
Your Trusted Note Buyer — Free Los Angeles Note Review
Submit your Los Angeles note details for a free, no-obligation review. Call 954-466-7111 or use the form below.
Request a FREE Note ReviewCalifornia Mortgage Note Law — What Los Angeles Note Holders Need to Know
California Note Law Summary
California uses deed of trust instruments and a non-judicial trustee sale process (typically ~120 days under Civil Code §2924). California has strong anti-deficiency protections for purchase-money notes (CCP §580b). The Seller Financing Disclosure Statement (Cal. Civ. Code §2956) is required for all seller-financed 1–4 unit residential transactions. LA County note assignments are recorded with the LA County Recorder.
Documents Required to Transfer Your Note
- Original promissory note (wet-ink)
- Recorded Deed of Trust assignment
- Allonge or endorsement of the note
- Settlement statement / HUD-1 from original closing
- Payment history records
- Title insurance policy
This information is provided for educational purposes only and does not constitute legal advice. Consult a qualified attorney for guidance specific to your situation. Source: California Statutes.
Los Angeles Mortgage Note Holder FAQ
Can I sell my seller-financed mortgage note in Los Angeles?
Yes. Los Angeles County generates California's highest seller-financed note volume. CA ranks 3rd nationally with over 7,000 notes annually. Whether your note is on an LA County investment property, an Orange County home, or an Inland Empire residential, Moxxie Asset Group can review your LA area note at no cost.
How does selling a mortgage note work in Los Angeles?
California uses deed of trust instruments for seller financing. Transferring your LA note requires an endorsed promissory note and a recorded Assignment of Deed of Trust with the LA County Recorder. California requires a Seller Financing Disclosure Statement (Cal. Civ. Code §2956) for all seller-financed 1–4 unit residential transactions. California's non-judicial foreclosure (trustee sale, ~120 days) applies under Civil Code §2924.
What types of LA notes does Moxxie buy?
We review notes secured by single-family homes, investment properties, multi-family units, and commercial real estate throughout LA, Orange, Riverside, and San Bernardino counties.
Do I have to sell my entire LA note?
No. A partial note sale or split buyout is available for LA area note holders. Both let you access a lump sum now without giving up all future payments.
How much is my Los Angeles mortgage note worth?
Key factors are LTV ratio, seasoning, and interest rate. LA's high property values often create favorable LTV ratios. California's anti-deficiency protections (CCP §580b) for purchase-money notes are an important factor in note pricing. Call 954-466-7111 for a free review.
Find Out What Your Los Angeles Note Is Worth
Share a few details and we'll get back to you with a no-obligation review. Easy, free, confidential, and no commitment required.
Prefer to talk? Call us at 954-466-7111
No pressure or obligation offer · We Buy Notes Nationwide · Sell all or part of your note · Response usually within 1–3 business days