Sell Your Seller-Financed Mortgage Note in Atlanta, Georgia
Atlanta and its suburbs — Fulton, Gwinnett, Cobb, and DeKalb counties — generate the highest seller-financed note volume in Georgia. Georgia's fast non-judicial foreclosure (30–60 days) makes GA notes among the most attractive nationally — which means better pricing for you as a seller. Call 954-466-7111 or request a free review below.
Atlanta Sell Mortgage Notes — Seller-Financed & Owner-Financed Notes — What You Need to Know
Atlanta is Georgia's largest city and the state's most active seller-financed note market. Fulton, Gwinnett, Cobb, DeKalb, and Clayton counties collectively generate thousands of privately held security deed notes each year. Georgia ranks 5th in the nation with over 3,500 seller-financed notes annually. Georgia's fast non-judicial foreclosure process (30–60 days) makes Georgia notes among the most attractive to buyers nationally — which typically means better pricing for sellers in the Atlanta metro.
How to Sell Your Atlanta Mortgage Note in 4 Steps
Gather Your Documents
Promissory Note, your Mortgage or Deed of Trust (depending on your state), and the closing statement from the original sale. Call 954-466-7111 if you need help locating them.
Request a Free Review
Submit your note details below for a free, no-obligation review. Click HERE to Request a FREE Note Review
Review Your Offer
Compare the purchase price and structure — full purchase, partial sale, or split buyout. No pressure to decide immediately.
Close & Get Paid
We handle underwriting, title check, and closing costs. Once documents are signed, funds are wired directly to your bank account.
We Buy Mortgage Notes Throughout Atlanta & Surrounding Areas
Sell Your Mortgage Note in Atlanta & Fulton County
Fulton County and Atlanta proper — including Buckhead, Midtown, West End, East Atlanta, and South Fulton — generate Georgia's highest seller-financed note volume. Atlanta's large investor community and active real estate market make security deed notes common on investment properties, rentals, and residential homes. Georgia uses security deeds (not mortgages or deeds of trust) for seller-financed transactions.
Sell Your Mortgage Note in Gwinnett County
Gwinnett County — Lawrenceville, Duluth, Norcross, Buford, and Snellville — is one of Atlanta's fastest-growing suburbs and Georgia's second-largest county. Gwinnett generates significant seller-financed note volume on residential homes and investment properties. The county's large international community and active investor market create demand for creative financing options.
Sell Your Mortgage Note in Cobb County
Cobb County — Marietta, Smyrna, Kennesaw, and Acworth — generates seller-financed notes on residential homes and investment properties. Cobb County's suburban growth, strong school system, and Braves stadium development have driven real estate activity and seller-financing demand.
Sell Your Mortgage Note in DeKalb & Clayton Counties
DeKalb County (Decatur, Stone Mountain, Tucker) and Clayton County (Jonesboro, College Park, Forest Park) generate seller-financed notes particularly on investment properties and residential homes. Both counties have large and active investor communities making security deed notes common.
Don't see your area? We buy notes throughout all of Georgia. Call 954-466-7111 or submit your note details below.
Request a FREE Note ReviewSeller-Financed Notes Go by Many Names in Atlanta
Whether you call it a seller-financed note, an owner-financed note, or a private mortgage note — it's the same instrument and we buy them all. Georgia note holders also hold mortgages, trust deeds, and land contracts. We buy all types.
Owner-Financed Mortgage Note
Same as a seller-financed note — the property seller acts as the bank, accepting monthly payments directly. We buy owner-financed notes throughout Atlanta and all of Georgia.
Private Mortgage Note
A privately held promissory note secured by real estate — not originated by a bank. Private mortgage notes in Atlanta are fully transferable and regularly bought and sold.
We Buy Mortgages, Trust Deeds & Land Contracts
Sell your mortgage, deed of trust, or land contract for a lump sum. We buy all types of seller-financed instruments in Atlanta — mortgages, deeds of trust, security deeds, and land installment contracts.
How to Get Competitive Quotes for Your Atlanta Mortgage Note
Don't accept the first offer you receive. The difference between note buyers can be significant — getting multiple quotes is the single most important step to ensure you receive fair value for your Atlanta note.
What to Submit for a Quote
- Current interest rate on your note
- Remaining balance
- Property address & type
- Original sale price
- Borrower payment history
- Type of instrument (Security deed)
Why Compare Offers?
Note buyers use different discount rates and underwriting criteria. One buyer's offer on your Atlanta note can be 5–15% higher than another's. Comparing offers puts you in control and ensures you receive the best available price for your note.
Your Trusted Note Buyer — Free Atlanta Note Review
Submit your Atlanta note details for a free, no-obligation review. Call 954-466-7111 or use the form below.
Request a FREE Note ReviewGeorgia Mortgage Note Law — What Atlanta Note Holders Need to Know
Georgia Note Law Summary
Georgia uses security deeds (not mortgages or deeds of trust). A security deed conveys legal title to the lender, enabling a fast non-judicial power-of-sale foreclosure (typically 30–60 days) under O.C.G.A. §44-14-161. Georgia's fast foreclosure makes GA notes among the most attractive to buyers nationally. Atlanta area security deed assignments are recorded with the applicable county Superior Court Clerk.
Documents Required to Transfer Your Note
- Original promissory note (wet-ink)
- Recorded Security Deed assignment
- Allonge or endorsement of the note
- Settlement statement / HUD-1 from original closing
- Payment history records
- Title insurance policy
This information is provided for educational purposes only and does not constitute legal advice. Consult a qualified attorney for guidance specific to your situation. Source: Georgia Statutes.
Atlanta Mortgage Note Holder FAQ
Can I sell my seller-financed security deed note in Atlanta?
Yes. Atlanta and the metro area generate the highest seller-financed note volume in Georgia. GA ranks 5th nationally with over 3,500 notes annually. Georgia's fast 30–60 day non-judicial foreclosure makes GA notes among the most attractive to buyers — which means better pricing for Atlanta area sellers. Moxxie Asset Group can review your note at no cost.
How does selling a security deed note work in Atlanta?
Georgia uses security deeds (not mortgages or deeds of trust). A Georgia security deed transfers legal title to the lender, making Georgia's foreclosure process non-judicial and very fast (typically 30–60 days via power of sale). Transferring your Atlanta note requires an assignment of the security deed recorded in the applicable county (Fulton, Gwinnett, Cobb, or DeKalb).
What types of Atlanta notes does Moxxie buy?
We review security deed notes on single-family homes, investment properties, multi-family, and commercial real estate throughout the 29-county Atlanta metro.
Do I have to sell my entire Atlanta note?
No. A partial note sale or split buyout is available for Atlanta area security deed note holders.
How much is my Atlanta security deed note worth?
Key factors are LTV ratio, 12+ months of on-time payments, and interest rate. Georgia's fast 30–60 day non-judicial foreclosure means buyers apply a smaller risk discount than in most states — Atlanta notes often command better pricing. Call 954-466-7111 for a free review.
Find Out What Your Atlanta Note Is Worth
Share a few details and we'll get back to you with a no-obligation review. Easy, free, confidential, and no commitment required.
Prefer to talk? Call us at 954-466-7111
No pressure or obligation offer · We Buy Notes Nationwide · Sell all or part of your note · Response usually within 1–3 business days