Sell Your Seller-Financed Mortgage Note in Miami / Fort Lauderdale, Florida
South Florida — Miami-Dade, Broward, and Palm Beach counties — generates some of the highest seller-financed note volume in Florida. Condos, investment properties, and multi-family homes are especially common. We give you a free, honest review of what your South Florida note is worth. No pressure, no obligation. Call 954-466-7111 or request a free review below.
Miami / Fort Lauderdale Sell Mortgage Notes — Seller-Financed & Owner-Financed Notes — What You Need to Know
South Florida — Miami-Dade, Broward, and Palm Beach counties — is one of the most active seller-financed note markets in Florida. Florida ranks 2nd in the nation with over 8,000 seller-financed notes created annually, and South Florida generates a major share. The region's large investor community, condo market, and international buyers make seller financing a common tool. Florida's judicial foreclosure timeline (8–14 months) is a key reason many South Florida note holders choose to sell rather than manage a potential default themselves.
How to Sell Your Miami / Fort Lauderdale Mortgage Note in 4 Steps
Gather Your Documents
Promissory Note, your Mortgage or Deed of Trust (depending on your state), and the closing statement from the original sale. Call 954-466-7111 if you need help locating them.
Request a Free Review
Submit your note details below for a free, no-obligation review. Click HERE to Request a FREE Note Review
Review Your Offer
Compare the purchase price and structure — full purchase, partial sale, or split buyout. No pressure to decide immediately.
Close & Get Paid
We handle underwriting, title check, and closing costs. Once documents are signed, funds are wired directly to your bank account.
We Buy Mortgage Notes Throughout Miami / Fort Lauderdale & Surrounding Areas
Sell Your Mortgage Note in Miami-Dade County
Miami-Dade generates significant seller-financed note volume on condos, investment properties, and multi-family units throughout Miami, Hialeah, Coral Gables, Homestead, and Miami Gardens. The county's large international buyer community and condo-heavy market create unique seller-financing situations. Florida uses mortgage instruments (not deeds of trust) for seller-financed transactions.
Sell Your Mortgage Note in Fort Lauderdale & Broward County
Broward County — Fort Lauderdale, Hollywood, Pembroke Pines, Miramar, and Coral Springs — generates seller-financed notes particularly on investment properties, single-family rentals, and vacation homes. Broward's strong rental market and growing population drive consistent seller-financing activity.
Sell Your Mortgage Note in West Palm Beach & Palm Beach County
Palm Beach County — West Palm Beach, Boca Raton, Delray Beach, and Boynton Beach — generates seller-financed notes on luxury homes, investment properties, and retirement community homes. The county's affluent and retiree-heavy population creates unique seller-financing situations, particularly on high-value residential notes.
Sell Your Mortgage Note in Keys & South Florida Coastal
The Florida Keys — Key West, Marathon, and Islamorada — generate seller-financed notes on vacation homes and waterfront properties where institutional financing is harder to obtain. Monroe County notes are common in the seller-financed market given the unique nature of Keys real estate.
Don't see your area? We buy notes throughout all of Florida. Call 954-466-7111 or submit your note details below.
Request a FREE Note ReviewSeller-Financed Notes Go by Many Names in Miami / Fort Lauderdale
Whether you call it a seller-financed note, an owner-financed note, or a private mortgage note — it's the same instrument and we buy them all. Florida note holders also hold mortgages, trust deeds, and land contracts. We buy all types.
Owner-Financed Mortgage Note
Same as a seller-financed note — the property seller acts as the bank, accepting monthly payments directly. We buy owner-financed notes throughout Miami / Fort Lauderdale and all of Florida.
Private Mortgage Note
A privately held promissory note secured by real estate — not originated by a bank. Private mortgage notes in Miami / Fort Lauderdale are fully transferable and regularly bought and sold.
We Buy Mortgages, Trust Deeds & Land Contracts
Sell your mortgage, deed of trust, or land contract for a lump sum. We buy all types of seller-financed instruments in Miami / Fort Lauderdale — mortgages, deeds of trust, security deeds, and land installment contracts.
How to Get Competitive Quotes for Your Miami / Fort Lauderdale Mortgage Note
Don't accept the first offer you receive. The difference between note buyers can be significant — getting multiple quotes is the single most important step to ensure you receive fair value for your Miami / Fort Lauderdale note.
What to Submit for a Quote
- Current interest rate on your note
- Remaining balance
- Property address & type
- Original sale price
- Borrower payment history
- Type of instrument (Mortgage)
Why Compare Offers?
Note buyers use different discount rates and underwriting criteria. One buyer's offer on your Miami / Fort Lauderdale note can be 5–15% higher than another's. Comparing offers puts you in control and ensures you receive the best available price for your note.
Your Trusted Note Buyer — Free Miami / Fort Lauderdale Note Review
Submit your Miami / Fort Lauderdale note details for a free, no-obligation review. Call 954-466-7111 or use the form below.
Request a FREE Note ReviewFlorida Mortgage Note Law — What Miami / Fort Lauderdale Note Holders Need to Know
Florida Note Law Summary
Florida uses mortgage instruments (not deeds of trust) and a judicial foreclosure process that typically takes 8–14 months. Florida Statutes §702.01 governs foreclosure proceedings. South Florida notes require an assignment of mortgage recorded in the applicable county. Florida's longer foreclosure timeline is a key reason note holders in Miami-Dade, Broward, and Palm Beach often choose to sell their notes rather than manage a default.
Documents Required to Transfer Your Note
- Original promissory note (wet-ink)
- Recorded Mortgage assignment
- Allonge or endorsement of the note
- Settlement statement / HUD-1 from original closing
- Payment history records
- Title insurance policy
This information is provided for educational purposes only and does not constitute legal advice. Consult a qualified attorney for guidance specific to your situation. Source: Florida Statutes.
Miami / Fort Lauderdale Mortgage Note Holder FAQ
Can I sell my seller-financed mortgage note in Miami or Fort Lauderdale?
Yes. South Florida is one of the most active seller-financed note markets in Florida. Florida ranks 2nd nationally with over 8,000 notes created annually. Whether your note is on a Miami-Dade condo, a Broward investment property, or a Palm Beach luxury home, Moxxie Asset Group can review your South Florida note at no cost.
How does selling a mortgage note work in South Florida?
Florida uses mortgage instruments (not deeds of trust) for seller financing. Florida's judicial foreclosure process (8–14 months) is longer than most states, which is why many note holders choose to sell rather than manage a default. Transferring your note requires an assignment of mortgage recorded in the applicable county (Miami-Dade, Broward, or Palm Beach). You start with a free note review submitting basic details about your note.
What types of South Florida notes does Moxxie buy?
We review notes secured by condos, single-family homes, investment properties, multi-family, and vacation properties throughout Miami-Dade, Broward, Palm Beach, and Monroe counties.
Do I have to sell my entire South Florida note?
No. A partial note sale or split buyout lets you access a lump sum now while keeping some future payment stream. Both options are available for South Florida note holders.
How much is my Miami or Fort Lauderdale mortgage note worth?
Key factors are LTV ratio (prefer 80% or less), 12+ months of on-time payments, and interest rate. Florida's longer judicial foreclosure timeline means buyers apply a larger risk discount than in non-judicial states — selling your note rather than managing a potential default yourself is often the better option. Call 954-466-7111 for a free review.
Find Out What Your Miami / Fort Lauderdale Note Is Worth
Share a few details and we'll get back to you with a no-obligation review. Easy, free, confidential, and no commitment required.
Prefer to talk? Call us at 954-466-7111
No pressure or obligation offer · We Buy Notes Nationwide · Sell all or part of your note · Response usually within 1–3 business days