Sell Your Seller-Financed Mortgage Note in Tampa / St. Petersburg, Florida
Tampa Bay — Hillsborough, Pinellas, Pasco, and Manatee counties — generates strong seller-financed note volume across residential, investment, and vacation properties. We give you a free, honest review of what your Tampa Bay note is worth. No pressure, no obligation. Call 954-466-7111 or request a free review below.
Tampa / St. Petersburg Sell Mortgage Notes — Seller-Financed & Owner-Financed Notes — What You Need to Know
The Tampa Bay metro — Tampa, St. Petersburg, Clearwater, and Brandon — is one of Florida's most active seller-financed note markets. Hillsborough, Pinellas, Pasco, and Hernando counties collectively generate thousands of privately held notes each year. Florida ranks 2nd in the nation with over 8,000 seller-financed notes annually, and the Tampa Bay metro accounts for a significant share. The region's strong rental market, growing population, and proximity to retirement communities drive consistent seller-financing activity.
How to Sell Your Tampa / St. Petersburg Mortgage Note in 4 Steps
Gather Your Documents
Promissory Note, your Mortgage or Deed of Trust (depending on your state), and the closing statement from the original sale. Call 954-466-7111 if you need help locating them.
Request a Free Review
Submit your note details below for a free, no-obligation review. Click HERE to Request a FREE Note Review
Review Your Offer
Compare the purchase price and structure — full purchase, partial sale, or split buyout. No pressure to decide immediately.
Close & Get Paid
We handle underwriting, title check, and closing costs. Once documents are signed, funds are wired directly to your bank account.
We Buy Mortgage Notes Throughout Tampa / St. Petersburg & Surrounding Areas
Sell Your Mortgage Note in Tampa & Hillsborough County
Tampa and Hillsborough County generate significant seller-financed note volume on investment properties, single-family rentals, and residential homes throughout Tampa, Brandon, Riverview, Plant City, and Temple Terrace. Tampa's booming economy and strong rental demand make seller financing a common tool for investment property transactions.
Sell Your Mortgage Note in St. Petersburg, Clearwater & Pinellas County
Pinellas County — St. Petersburg, Clearwater, Largo, and Dunedin — generates seller-financed notes on vacation homes, retirement properties, and investment rentals. The county's waterfront and beach communities create unique seller-financing situations, particularly on higher-value properties where buyers may seek creative financing.
Sell Your Mortgage Note in New Port Richey, Wesley Chapel & Pasco County
Pasco County — New Port Richey, Wesley Chapel, Land O' Lakes, and Zephyrhills — is one of Florida's fastest-growing counties. Wesley Chapel's booming residential development and New Port Richey's affordable housing create significant seller-financing activity.
Sell Your Mortgage Note in Sarasota, Bradenton & Southwest Florida
Sarasota and Manatee counties generate seller-financed notes particularly on retirement and vacation properties. Sarasota's affluent retiree market and Bradenton's growing population create consistent seller-financing activity on both residential and investment properties.
Don't see your area? We buy notes throughout all of Florida. Call 954-466-7111 or submit your note details below.
Request a FREE Note ReviewSeller-Financed Notes Go by Many Names in Tampa / St. Petersburg
Whether you call it a seller-financed note, an owner-financed note, or a private mortgage note — it's the same instrument and we buy them all. Florida note holders also hold mortgages, trust deeds, and land contracts. We buy all types.
Owner-Financed Mortgage Note
Same as a seller-financed note — the property seller acts as the bank, accepting monthly payments directly. We buy owner-financed notes throughout Tampa / St. Petersburg and all of Florida.
Private Mortgage Note
A privately held promissory note secured by real estate — not originated by a bank. Private mortgage notes in Tampa / St. Petersburg are fully transferable and regularly bought and sold.
We Buy Mortgages, Trust Deeds & Land Contracts
Sell your mortgage, deed of trust, or land contract for a lump sum. We buy all types of seller-financed instruments in Tampa / St. Petersburg — mortgages, deeds of trust, security deeds, and land installment contracts.
How to Get Competitive Quotes for Your Tampa / St. Petersburg Mortgage Note
Don't accept the first offer you receive. The difference between note buyers can be significant — getting multiple quotes is the single most important step to ensure you receive fair value for your Tampa / St. Petersburg note.
What to Submit for a Quote
- Current interest rate on your note
- Remaining balance
- Property address & type
- Original sale price
- Borrower payment history
- Type of instrument (Mortgage)
Why Compare Offers?
Note buyers use different discount rates and underwriting criteria. One buyer's offer on your Tampa / St. Petersburg note can be 5–15% higher than another's. Comparing offers puts you in control and ensures you receive the best available price for your note.
Your Trusted Note Buyer — Free Tampa / St. Petersburg Note Review
Submit your Tampa / St. Petersburg note details for a free, no-obligation review. Call 954-466-7111 or use the form below.
Request a FREE Note ReviewFlorida Mortgage Note Law — What Tampa / St. Petersburg Note Holders Need to Know
Florida Note Law Summary
Florida uses mortgage instruments and a judicial foreclosure process (typically 8–14 months under Florida Statutes §702.01). Tampa Bay notes in Hillsborough, Pinellas, Pasco, and Manatee counties require an assignment of mortgage recorded in the applicable county. Florida's longer foreclosure timeline is a key factor in Tampa Bay note valuations.
Documents Required to Transfer Your Note
- Original promissory note (wet-ink)
- Recorded Mortgage assignment
- Allonge or endorsement of the note
- Settlement statement / HUD-1 from original closing
- Payment history records
- Title insurance policy
This information is provided for educational purposes only and does not constitute legal advice. Consult a qualified attorney for guidance specific to your situation. Source: Florida Statutes.
Tampa / St. Petersburg Mortgage Note Holder FAQ
Can I sell my seller-financed mortgage note in Tampa or St. Petersburg?
Yes. Tampa Bay is one of Florida's most active seller-financed note markets. Florida ranks 2nd nationally with over 8,000 notes created annually. Whether your note is on a Hillsborough investment property, a Pinellas vacation home, or Pasco County residential, Moxxie Asset Group can review your Tampa Bay note at no cost.
How does selling a mortgage note work in Tampa Bay?
Florida uses mortgage instruments for seller financing. Florida's judicial foreclosure process (8–14 months) is a key reason many Tampa Bay note holders choose to sell rather than manage a default. You start with a free note review submitting details about your note's balance, terms, and payment history.
What types of Tampa Bay notes does Moxxie buy?
We review notes secured by single-family homes, investment properties, vacation and waterfront properties, multi-family, and retirement community homes throughout Hillsborough, Pinellas, Pasco, Hernando, and Manatee counties.
Do I have to sell my entire Tampa Bay note?
No. A partial note sale or split buyout is available. Both let you access a lump sum now without giving up all future income from your note.
How much is my Tampa or St. Pete mortgage note worth?
Key factors are LTV ratio (prefer 80% or less), 12+ months of on-time payments, and interest rate. Florida's longer judicial foreclosure timeline means buyers apply a larger risk discount than in non-judicial states. Call 954-466-7111 for a free no-pressure review.
Find Out What Your Tampa / St. Petersburg Note Is Worth
Share a few details and we'll get back to you with a no-obligation review. Easy, free, confidential, and no commitment required.
Prefer to talk? Call us at 954-466-7111
No pressure or obligation offer · We Buy Notes Nationwide · Sell all or part of your note · Response usually within 1–3 business days