Most note holders simply call it a mortgage note — and that is perfectly fine. Whether you refer to it as a mortgage note, a deed of trust note, or a seller-financed note, Moxxie Asset Group reviews and purchases them all.
Request a FREE Note ReviewSell Your Mortgage Note in San Diego, California
San Diego generates significant owner financed and seller financed note volume on investment properties, mobile homes, land, and transitional neighborhoods throughout San Diego County. When you sell mortgage note San Diego property owners trust, our team gives you a free, honest review of what your San Diego note is worth — no pressure, no obligation. Call 954-466-7111 or request a free review below.
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San Diego, California
San Diego Sell Mortgage Notes — Seller-Financed & Owner-Financed Notes — What You Need to Know
San Diego County generates substantial owner financed and seller financed note volume — particularly on investment properties, mobile home parks, rural land in East County, and transitional neighborhoods where buyers may not qualify for conventional financing. While San Diego's median home price is high, seller financed notes tend to be on lower-value properties, rentals, and land where creative financing is essential. California uses deeds of trust for seller financing, and note transfers are fully legal and regularly completed throughout San Diego County. If you're ready to sell mortgage note San Diego real estate secures, gather your mortgage or deed of trust (depending on your state) before contacting our team for a review.
Want a deeper look at California mortgage note law, foreclosure timelines, and what affects your note's value? Read our complete guide: How to Sell Your Owner Financed Mortgage Note in California — A Complete Guide →
California complete guide: How to Sell Your Owner Financed Mortgage Note in California — A Complete Guide →
All California Cities & Regions We Serve
Looking to sell a Bay Area or San Francisco note? See our dedicated page: Sell Your Mortgage Note in San Francisco →
How to Sell Your San Diego Mortgage Note in 4 Steps
Gather Your Documents
Promissory Note, your Mortgage or Deed of Trust (depending on your state), and the closing statement from the original sale. Call 954-466-7111 if you need help locating them.
Request a Free Review
Submit your note details below for a free, no-obligation review. Click HERE to Request a FREE Note Review
Review Your Offer
Compare the purchase price and structure — full purchase, partial sale, or split buyout. No pressure to decide immediately.
Close & Get Paid
We handle underwriting, title check, and closing costs. Once documents are signed, funds are wired directly to your bank account.
We Buy Mortgage Notes Throughout San Diego & Surrounding Areas
Sell Your Mortgage Note in Central San Diego & Urban Neighborhoods
Central San Diego — City Heights, North Park, Logan Heights, National City, and Chula Vista — generates seller-financed notes on investment properties, duplexes, and transitional neighborhood sales. These urban neighborhoods have significant investor activity where seller financing bridges the gap between buyers and conventional lending requirements.
Sell Your Mortgage Note in East County — El Cajon, Santee & Lakeside
East San Diego County — El Cajon, Santee, Lakeside, Alpine, and Ramona — generates seller-financed notes on rural acreage, horse properties, and entry-level residential homes. Rural and semi-rural properties in East County often rely on seller financing where conventional appraisals are difficult to obtain.
Sell Your Mortgage Note in South Bay — Chula Vista, National City & Otay Ranch
The South Bay area — Chula Vista, National City, Imperial Beach, and Otay Ranch — is one of the most active areas for seller financing in San Diego County. Strong demand from buyers who cannot qualify for conventional loans makes seller financing a common tool for residential and investment property sales.
Sell Your Mortgage Note in North County — Escondido, Vista & San Marcos
North County San Diego — Escondido, Vista, San Marcos, Fallbrook, and Valley Center — generates significant seller-financed note volume on residential homes, agricultural land, and investment rentals. Escondido and Fallbrook in particular have active seller financing markets for rural and semi-rural properties.
Don't see your area? We buy notes throughout all of California. Call 954-466-7111 or submit your note details below.
Request a FREE Note ReviewSeller-Financed Notes Go by Many Names in San Diego
Whether you call it a seller financed note, an owner financed note, or a private mortgage note — it's the same instrument and we buy them all. We buy mortgages, trust deeds, and land contracts. Trade us your payments for a lump sum.
Owner-Financed Mortgage Note
Same as a seller-financed note — the property seller acts as the bank, accepting monthly payments directly. We buy owner-financed notes throughout San Diego and all of California.
Private Mortgage Note
A privately held promissory note secured by real estate — not originated by a bank. Private mortgage notes in San Diego are fully transferable and regularly bought and sold.
We Buy Mortgages, Trust Deeds & Land Contracts
Sell your mortgage, deed of trust, or land contract for a lump sum. We buy all types of seller-financed instruments in San Diego — deeds of trust, mortgages, security deeds, and land installment contracts.
California Mortgage Note Law — What San Diego Note Holders Need to Know
California Note Law Summary
California uses deeds of trust as the primary security instrument for seller-financed notes. California has both judicial and non-judicial foreclosure processes — most seller-financed notes use non-judicial (trustee sale) foreclosure, which typically takes 120–150 days from Notice of Default. California Civil Code §2924 governs the non-judicial foreclosure process. Note transfers require an endorsed promissory note and a recorded Assignment of Deed of Trust in San Diego County. California's one-action rule (Code of Civil Procedure §726) limits lenders to one form of action to recover on a secured debt.
Documents Required to Transfer Your Note
- Original promissory note (wet-ink)
- Recorded Assignment of Deed of Trust
- Allonge or endorsement of the note
- Settlement statement / HUD-1 from original closing
- Payment history records
- Title insurance policy
This information is provided for educational purposes only and does not constitute legal advice. Consult a qualified attorney for guidance specific to your situation. Source: California Civil Code §2924.
San Diego Mortgage Note Holder FAQ
Can I sell my seller-financed mortgage note in San Diego, California?
Yes. San Diego County generates significant seller-financed note volume on investment properties, mobile homes, rural land, and transitional neighborhoods. Whether your note is on a Chula Vista rental, East County acreage, or a North County residential home, Moxxie Asset Group can review your San Diego note at no cost.
How does selling a mortgage note work in San Diego?
You start with a free note review — submitting basic details about your note including balance, payment terms, property type, and payment history. California uses deed of trust instruments for seller financing. Transferring your San Diego note requires an endorsed promissory note and a recorded Assignment of Deed of Trust filed with San Diego County. California's non-judicial foreclosure process typically takes 120–150 days.
What types of San Diego notes does Moxxie buy?
We review notes secured by single-family homes, investment properties, mobile homes, acreage, multi-family, and commercial real estate throughout San Diego County — including Central San Diego, East County, South Bay, and North County.
Do I have to sell my entire San Diego note?
No. A partial note sale lets you access a lump sum now while keeping some future payments. A split buyout — receiving your money in two or more scheduled lump sums — is also available for San Diego area note holders.
How much is my San Diego mortgage note worth?
Three factors matter most: LTV ratio (we prefer 80% or less), seasoning (12+ months of on-time payments), and interest rate. California's longer non-judicial foreclosure timeline (120–150 days vs. 40–60 days in Texas) is factored into pricing, but San Diego's strong real estate values and collateral support can offset this. Request a free review for an honest assessment.
I have a seller-financed note in San Diego — can you buy it?
Yes. If someone is making monthly payments to you on a property you sold using owner financing — you have a seller-financed note and we can review it. In California these notes are sometimes called deed of trust notes instead of mortgage notes — but the name does not matter. Whatever you call it — if someone owes you payments on a property you sold, we want to hear from you.
Why San Diego Note Holders Choose Moxxie Asset Group
Selling a mortgage note is a one-time decision for most note holders. You deserve a buyer who is straightforward, experienced with San Diego notes, and focused on your outcome — not just a quick close at the lowest possible price.
We Know San Diego Notes
Our team understands the local San Diego market, the deed of trust structure used in this state, and what makes a note trade at full value. We review San Diego notes regularly and give you an honest, informed assessment — not a lowball offer.
Honest, No-Pressure Process
Our team reviews your note and responds within one business day. We walk you through exactly how we arrived at our offer — no mystery pricing, no bait-and-switch, no pressure. If a full sale isn't right for you, we'll tell you. A partial note purchase may be a better fit.
Free Review — No Fees, Ever
There are no upfront fees, no application costs, and no obligation attached to your review. We cover our costs at closing — only if you decide to sell. Call 954-466-7111 or request your free review below.
Request a FREE Note ReviewReal Feedback From Real People
“I highly recommend Dawn for her exceptional expertise in seller financed notes. She provided invaluable guidance, clarifying the process and offering insights into structuring deals for maximum return. Her assistance was clear, concise, and instrumental in structuring successful deals.”
“I was pleasantly surprised that you were willing to give me advice as a newer investor from an objective position trying to help me move forward. Free advice, no expectations, and a kind demeanor. You were knowledgeable, patient, and definitely have an abundance mindset!”
“I had a very informative conversation with Dawn that will be extremely helpful in my journey as a real estate agent focusing on seller financing. Dawn is super knowledgeable in structuring seller notes so they can sell at top dollar. I highly recommend connecting with her.”
Find Out What Your San Diego Note Is Worth
Share a few details and we'll get back to you with a no-obligation review. Easy, free, confidential, and no commitment required.
Prefer to talk? Call us at 954-466-7111
No pressure or obligation · We Buy Notes Nationwide · Sell all or part of your note · Response usually within 1–3 business days