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Dayton and Montgomery County have an active market for owner financed and seller financed mortgage notes. Ohio is a mortgage state with judicial foreclosure. Our team provides a free, no-obligation review of what your Dayton area note is worth. Call 954-466-7111 or request a free review below.
Dayton, Ohio
Dayton and Montgomery County represent a key market for seller-financed and owner financed real estate in Central Ohio. Dayton's affordable housing stock, steady investor activity, and its position as the center of the Miami Valley region generate consistent private mortgage note volume — from residential neighborhoods to suburban commercial properties.
Ohio is a mortgage state — your seller-financed note is secured by a recorded mortgage filed with your county recorder. Unlike deed of trust states, Ohio requires judicial foreclosure through the court system, which typically takes 12–18 months. This longer timeline affects note pricing — we factor it into every Ohio note we review.
Whether your note is on a Dayton investment property, a Kettering single-family home, or farmland in the Dayton metro, Moxxie Asset Group reviews and purchases Dayton mortgage notes throughout Montgomery County and the surrounding region.
View the full Ohio mortgage note page for statewide coverage, or the Central Ohio regional page for surrounding counties.
We buy mortgage notes on properties throughout Dayton and surrounding Montgomery County, including:
Yes. Moxxie Asset Group buys seller-financed and owner financed mortgage notes in Dayton and Montgomery County. Whether your note is on a home in Oakwood, a rental near Wright State University, or a commercial property in Miamisburg, our team reviews and purchases Dayton mortgage notes. Call 954-466-7111 or request a free review.
Ohio is a mortgage state. Your Dayton seller-financed note is secured by a recorded mortgage filed with the Montgomery County Recorder — not a deed of trust. Foreclosure in Ohio requires a court-supervised judicial process (ORC § 2323.07) that typically takes 12–18 months. Note buyers account for this timeline in their pricing, but Dayton notes with strong payment history and low LTV still attract competitive offers.
Gather your promissory note, the recorded mortgage (filed with Montgomery County Recorder), your borrower's payment history, and the original closing or settlement statement. Ohio is a mortgage state, so you'll be looking for a mortgage — not a deed of trust. You don't need everything to get started — call 954-466-7111 or request a free review and our team will walk you through exactly what's needed.
“I highly recommend Dawn for her exceptional expertise in seller financed notes. She provided invaluable guidance, clarifying the process and offering insights into structuring deals for maximum return. Her assistance was clear, concise, and instrumental in structuring successful deals.”
“I was pleasantly surprised that you were willing to give me advice as a newer investor from an objective position trying to help me move forward. Free advice, no expectations, and a kind demeanor. You were knowledgeable, patient, and definitely have an abundance mindset!”
“I had a very informative conversation with Dawn that will be extremely helpful in my journey as a real estate agent focusing on seller financing. Dawn is super knowledgeable in structuring seller notes so they can sell at top dollar. I highly recommend connecting with her.”
Get a free, no-obligation note review from our team. No fees, no pressure — just an honest assessment of your note's value.
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