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  <!-- ═══ Core Pages ═══ -->
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    <loc>https://www.moxxieassetgroup.com/</loc>
    <lastmod>2026-07-19</lastmod>
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    <loc>https://www.moxxieassetgroup.com/contact</loc>
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  <url>
    <loc>https://www.moxxieassetgroup.com/how-to-sell-a-mortgage-note</loc>
    <lastmod>2026-07-16</lastmod>
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    <lastmod>2026-07-16</lastmod>
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    <lastmod>2026-07-16</lastmod>
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  <!-- ═══ Videos ═══ -->
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    <loc>https://www.moxxieassetgroup.com/videos</loc>
    <lastmod>2026-09-19</lastmod>
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  <url>
    <loc>https://www.moxxieassetgroup.com/videos/how-important-is-your-borrowers-credit</loc>
    <lastmod>2026-09-19</lastmod>
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    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/ggd_o12BOBk/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>How Important Is Your Borrower's Credit When You Are Selling Your Seller Financed Mortgage Note?</video:title>
      <video:description>Your borrower's credit is roughly 40% of the grade when a note buyer prices your seller financed mortgage note. Dawn Bearden of Moxxie Asset Group explains why 650 is the threshold and why you should always pull credit before you close.</video:description>
      <video:player_loc>https://www.youtube.com/embed/ggd_o12BOBk</video:player_loc>
      <video:duration>64</video:duration>
      <video:publication_date>2026-09-19T21:20:28-04:00</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@MoxxieEducation">Moxxie Education</video:uploader>
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  <url>
    <loc>https://www.moxxieassetgroup.com/videos/how-are-seller-financed-mortgage-notes-priced</loc>
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      <video:title>How Are Seller Financed Mortgage Notes Priced?</video:title>
      <video:description>Note pricing comes down to one thing: risk. Dawn Bearden of Moxxie Asset Group explains how borrower credit, down payment, interest rate, and term length determine what your seller financed mortgage note is worth.</video:description>
      <video:player_loc>https://www.youtube.com/embed/knZIyqhBuOc</video:player_loc>
      <video:duration>74</video:duration>
      <video:publication_date>2026-09-19T09:00:00-04:00</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@MoxxieEducation">Moxxie Education</video:uploader>
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  <!-- ═══ State Pages ═══ -->
  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-florida</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
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    <lastmod>2026-07-16</lastmod>
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  <!-- ═══ Florida Regional Pages ═══ -->
  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-southeast-florida</loc>
    <lastmod>2026-07-18</lastmod>
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    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-northeast-florida</loc>
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    <lastmod>2026-07-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ═══ City Pages — Florida ═══ -->
  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-miami-fort-lauderdale-west-palm</loc>
    <lastmod>2026-07-21</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-tampa</loc>
    <lastmod>2026-07-16</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-orlando</loc>
    <lastmod>2026-07-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══ City Pages — Texas ═══ -->
  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-houston</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-san-antonio</loc>
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    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-east-texas</loc>
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    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-college-station</loc>
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    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-san-angelo</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══ City Pages — North Carolina ═══ -->
  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-charlotte</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-raleigh</loc>
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  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-greensboro</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══ City Pages — Georgia ═══ -->
  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-atlanta</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
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    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══ City Pages — Tennessee ═══ -->
  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-nashville</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
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    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══ City Pages — Arizona ═══ -->
  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-phoenix</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
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    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══ City Pages — Colorado ═══ -->
  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-denver</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-colorado-springs</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══ City Pages — Ohio ═══ -->
  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-cleveland</loc>
    <lastmod>2026-07-16</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-columbus</loc>
    <lastmod>2026-07-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══ City Pages — Michigan ═══ -->
  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-detroit</loc>
    <lastmod>2026-07-16</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-grand-rapids</loc>
    <lastmod>2026-07-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══ City Pages — California ═══ -->
  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-los-angeles</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-san-diego</loc>
    <lastmod>2026-07-18</lastmod>
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    <priority>0.7</priority>
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  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-sacramento</loc>
    <lastmod>2026-07-18</lastmod>
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    <priority>0.7</priority>
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  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-san-francisco</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══ City Pages — Washington ═══ -->
  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-seattle</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-spokane</loc>
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  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-tacoma</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══ City Pages — Oregon ═══ -->
  <url>
    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-portland</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
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    <loc>https://www.moxxieassetgroup.com/sell-mortgage-note-eugene</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══ Blog Posts — Live ═══ -->
  <url>
    <loc>https://www.moxxieassetgroup.com/blog/texas-mortgage-note-guide</loc>
    <lastmod>2026-07-11</lastmod>
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  <url>
    <loc>https://www.moxxieassetgroup.com/blog/5-mistakes-selling-mortgage-note</loc>
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  <url>
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